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<p class=MsoNormal style='mso-margin-top-alt:auto;mso-margin-bottom-alt:auto'><b><span
style='font-size:24.0pt;font-family:"Times New Roman","serif"'>Innovations in
Insuring the Poor <o:p></o:p></span></b></p>
<p class=MsoNormal><span style='font-size:12.0pt;font-family:"Times New Roman","serif"'><img
width=65 height=84 id="Picture_x0020_3" src="cid:image003.jpg@01CA9833.5106BAB0"
alt="http://www.ifpri.org/sites/default/files/coverimage/focus17.jpg?1263482959"></span><span
style='font-size:12.0pt;font-family:"Times New Roman","serif"'><o:p></o:p></span></p>
<p class=MsoNormal style='mso-margin-top-alt:auto;mso-margin-bottom-alt:auto'><span
style='font-size:12.0pt;font-family:"Times New Roman","serif"'>Risk and poverty
are inextricably linked. Susceptibility to risk is a defining feature of what
it means to be poor. Poor people often live in environments characterized by
high weather and disease risk, and it is poor households that have the fewest
tools to deal with drought, floods, and disease when they occur. Breaking the
link between risk and poverty by insuring poor people both lessens the
affliction of poverty and allows poor people to participate in
income growth.<o:p></o:p></span></p>
<p class=MsoNormal style='mso-margin-top-alt:auto;mso-margin-bottom-alt:auto'><span
style='font-size:12.0pt;font-family:"Times New Roman","serif"'>This set of
briefs considers how to increase the tools available to poor households to
manage agricultural and health risks. The focus is how to develop insurance
markets, along with other financial instruments such as credit, savings, and
social protection policies. The series does not document the proven impact of
insurance markets for the welfare of poor people; rather, it brings together
briefs written by businesspeople, policymakers, and researchers that document
innovations, lessons learned, and areas of future work and action.<o:p></o:p></span></p>
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