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<p class=MsoNormal style='text-autospace:none'><span style='font-size:11.0pt;
font-family:"MyriadPro-Light","sans-serif"'>It’s the new buzz term in the industry’s
lexicon, but is it more than that? </span><i><span style='font-size:11.0pt;
font-family:"MyriadPro-LightIt","sans-serif"'>The Insurance Insider </span></i><span
style='font-size:11.0pt;font-family:"MyriadPro-Light","sans-serif"'>went all
the way to Senegal to find out…<o:p></o:p></span></p>
<p class=MsoNormal style='text-autospace:none'><span style='font-size:11.0pt;
font-family:"MyriadPro-Light","sans-serif"'><o:p> </o:p></span></p>
<p class=MsoNormal style='text-autospace:none'><span style='font-size:11.0pt;
font-family:"MyriadPro-Light","sans-serif"'>There is an untapped market for
insurance among hundreds of millions, if not billions, of people in developing
countries, provided insurers develop straightforward products and procedures
that minimise costs. This was the message from the fifth annual Microinsurance
conference, sponsored by the Munich Re Foundation and Microinsurance Network
and held in Dakar, Senegal, during the first week in November.<o:p></o:p></span></p>
<p class=MsoNormal style='text-autospace:none'><span style='font-size:11.0pt;
font-family:"MyriadPro-Light","sans-serif"'><o:p> </o:p></span></p>
<p class=MsoNormal style='text-autospace:none'><span style='font-size:11.0pt;
font-family:"MyriadPro-Light","sans-serif"'>Article in The Insurance Insider,
November 2009 (file attached)<o:p></o:p></span></p>
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