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Dear Colleagues,<br>
<br>
We are pleased to share with you the latest Issue of "Micro Insurance
Voices", our quarterly(ish) newsletter.<br>
<br>
Apologies for any cross-posting.<br>
<br>
Best wishes,<br>
<br>
Iddo<br>
<br>
<pre class="moz-signature" cols="72">--
Iddo Dror, PhD
Director of Operations
Micro Insurance Academy
<a class="moz-txt-link-freetext"
href="http://www.microinsuranceacademy.org">http://www.microinsuranceacademy.org</a></pre>
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<th align="right" nowrap="nowrap" valign="baseline">Subject: </th>
<td>Micro Insurance Voices: Issue 2 – January 2009</td>
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<th align="right" nowrap="nowrap" valign="baseline">Date: </th>
<td>Thu, 22 Jan 2009 09:01:53 +0530</td>
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<th align="right" nowrap="nowrap" valign="baseline">From: </th>
<td>Micro Insurance Academy <a class="moz-txt-link-rfc2396E"
href="mailto:mia@mia.org.in"><mia@mia.org.in></a></td>
</tr>
<tr>
<th align="right" nowrap="nowrap" valign="baseline">Reply-To: </th>
<td>Micro Insurance Academy <a class="moz-txt-link-rfc2396E"
href="mailto:mia@mia.org.in"><mia@mia.org.in></a></td>
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<th align="right" nowrap="nowrap" valign="baseline">To: </th>
<td>Friends of the MIA<br>
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target="_blank">To read this newsletter online - please click here</a></font></div>
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<td class="right"><font color="#800000" face="Gill Sans MT"
size="2">January 2009 | Issue 2</font></td>
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<p><font color="#800000" face="Gill Sans MT" size="2"><b>Announcements:</b></font></p>
<p><font color="#800000" face="Gill Sans MT" size="2">MIA
moves to new office</font> <br>
<br>
<font face="Gill Sans MT" size="1"><b>We've moved our
offices! The MIA is now in East of Kailash, Delhi. </b><br>
<br>
The MIA is poised for growth and the time came for our team to shift to
a new location that can accommodate more team members and be adapted
more easily to changing operational needs. <br>
<br>
We are settling in to our new office space and look forward to the next
chapter of the MIA's history. <br>
<br>
Please note our new address, and refer to our <a moz-do-not-send="true"
href="http://tracking.nesox.com/tracking/?u=iddo@mia.org.in&msg=206A7A00.F1E5.4C76.BE99.30A518A3898A.0000.20090122.OYJZAAIKNIPPDBLT@mia.org.in&url=http://www.microinsuranceacademy.org/Contact"
target="_blank"><font color="#000000">Contact page</font></a> to see a
detailed access map. </font></p>
<p><font face="Gill Sans MT" size="1"><b>Micro Insurance
Academy</b><br>
246 Sant Nagar (2nd floor)<br>
East of Kailash<br>
New Delhi 110065<br>
<br>
Telephone: +91 11 4379 9100</font></p>
<p><font color="#800000" face="Gill Sans MT" size="2"><b>Featured
Publications</b></font> <br>
<br>
<font size="1"><b>Community Based Micro Health Insurance as
an Enabler of Solidarity and Self-Help amongst Poor Communities</b> <br>
<br>
Iddo Dror: Community Based Micro Health Insurance as an Enabler of
Solidarity and Self-Help amongst Poor Communities Microfinance Focus,
Vol. 2, Iss. 8, September 2008 <br>
<br>
This article reviews some of the challenges facing micro insurance,
such as affordability, trust, acceptance of the product and process,
asymmetry of information, and sustainability, and offers solutions by
highlighting the various ways in which community based Micro Insurance
Units (MIUs) can serve as a tool for empowerment. The article focuses
on the holistic approach developed by the Micro Insurance Academy
toward improving access of vulnerable communities to micro health
insurance services. <br>
<br>
Click <a moz-do-not-send="true"
href="http://tracking.nesox.com/tracking/?u=iddo@mia.org.in&msg=206A7A00.F1E5.4C76.BE99.30A518A3898A.0000.20090122.OYJZAAIKNIPPDBLT@mia.org.in&url=http://papers.ssrn.com/sol3/papers.cfm%3Fabstract%5Fid%3D1265049"
target="_blank"><font color="#000000">here</font></a> for a free copy
of this paper.</font></p>
<font face="Gill Sans MT" size="1"><b>A Socio-Economic
Profile of the Micro (Health) Insurance Target Population</b> <br>
<br>
Dror, David M.,A Socio-Economic Profile of the Micro (Health) Insurance
Target Population (December 3, 2008). Asian Insurance Review, pp.
80-81, December 2008. <br>
<br>
This article provides a snapshot review of the Pulse of a Silently
Transforming India. Click <a moz-do-not-send="true"
href="http://tracking.nesox.com/tracking/?u=iddo@mia.org.in&msg=206A7A00.F1E5.4C76.BE99.30A518A3898A.0000.20090122.OYJZAAIKNIPPDBLT@mia.org.in&url=http://ssrn.com/abstract%3D1311022"
target="_blank"><font color="#000000">here</font></a> for a free copy
of this paper.</font>
<p><font face="Gill Sans MT"><font color="#800000"><font
size="2"><b>MIA releases new video</b></font><br>
<br>
</font><font size="1">The participant song was composed,
sung, and taped by a participant of an MIA workshop describing her
experiences with MIA. Click </font><a moz-do-not-send="true"
href="http://tracking.nesox.com/tracking/?u=iddo@mia.org.in&msg=206A7A00.F1E5.4C76.BE99.30A518A3898A.0000.20090122.OYJZAAIKNIPPDBLT@mia.org.in&url=http://in.youtube.com/watch%3Fv%3DCFoJED7cHiI"
target="_blank"><font color="#000000" size="1">here</font></a><font
size="1"> to view it on youtube.</font></font></p>
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<td><font color="#800000" face="Gill Sans MT" size="2"><b>In
This Issue</b></font><font face="Gill Sans MT" size="2">...<br>
</font>
<ul type="square">
<li><font face="Gill Sans MT" size="2"><a
moz-do-not-send="true" href="#1"><font color="#000000">Welcome -
Editorial</font></a></font> </li>
<li><font face="Gill Sans MT" size="2"><a
moz-do-not-send="true" href="#2"><font color="#000000">Bringing Micro
Health Insurance to Orissa</font></a></font> </li>
<li><font face="Gill Sans MT" size="2"><a
moz-do-not-send="true" href="#3"><font color="#000000">Nepal
Microinsurance Coalition gets boost from Rockefeller Foundation and
Erasmus University Rotterdam</font></a></font> </li>
<li><font face="Gill Sans MT" size="2"><a
moz-do-not-send="true" href="#4"><font color="#000000">New research on
health insurance and the quality of healthcare</font></a></font> </li>
<li><font face="Gill Sans MT" size="2"><a
moz-do-not-send="true" href="#5"><font color="#000000">The MIA
conducts an international workshop on how reinsurance can help protect
micro insurance schemes</font></a></font> </li>
<li><font face="Gill Sans MT" size="2"><a
moz-do-not-send="true" href="#6"><font color="#000000">May we
introduce... Dr. Meenakshi Gautham, WOTRO/MIA Post-doctoral Fellow</font></a></font>
</li>
</ul>
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<font face="Gill Sans MT" size="2"><b><font color="#800000"><a
moz-do-not-send="true" name="1"></a>Welcome - Editorial </font></b></font><font
face="Gill Sans MT">
<p style=""><font size="2">Dear Friends,</font></p>
<p><font size="2">Greetings from the Micro Insurance Academy! </font></p>
<p><font size="2"><img moz-do-not-send="true"
alt="Last MIA Group photo in front of our Panchsheel premises before we moved to East of Kailash (October 2008)."
src="http://mia.org.in/files/miv/january09_2/miv.files/welcome.jpg"
align="right" hspace="5" vspace="5" width="200"> With great pleasure
we send you this update on the work of the MIA and its partners in our
mission to help communities manage risks from the ground up... <a
moz-do-not-send="true"
href="http://tracking.nesox.com/tracking/?u=iddo@mia.org.in&msg=206A7A00.F1E5.4C76.BE99.30A518A3898A.0000.20090122.OYJZAAIKNIPPDBLT@mia.org.in&url=http://mia.org.in/files/miv/january09%5F2/miv%2Djanuary%2Dfull.htm%231"
target="_blank">Read More</a></font><br>
<br>
<br>
<br>
</p>
</font>
<hr color="#800000">
<p><font color="#800000" face="Gill Sans MT" size="2"><b><a
moz-do-not-send="true" name="2"></a>Bringing Micro Health Insurance to
Orissa: Madhyam Foundation, AWO International and MIA sign and seal a
new partnership! </b></font></p>
<p><font face="Gill Sans MT" size="2"><img moz-do-not-send="true"
alt="Consortium members during a consultation workshop in Bhubaneswar (July 2008)"
src="http://mia.org.in/files/miv/january09_2/miv.files/orissa.jpg"
align="left" hspace="5" vspace="5" width="200"> It is with great
excitement that the MIA announces its partnership with Madhyam
Foundation and AWO International to collaborate in providing
responsive, community-based micro health insurance to 100,000 people in
three districts of Orissa. <a moz-do-not-send="true"
href="http://tracking.nesox.com/tracking/?u=iddo@mia.org.in&msg=206A7A00.F1E5.4C76.BE99.30A518A3898A.0000.20090122.OYJZAAIKNIPPDBLT@mia.org.in&url=http://mia.org.in/files/miv/january09%5F2/miv%2Djanuary%2Dfull.htm%232"
target="_blank">Read More</a></font></p>
<hr color="#800000">
<p><font color="#800000" face="Gill Sans MT" size="2"><b><a
moz-do-not-send="true" name="3"></a>Nepal Microinsurance Coalition
gets boost from Rockefeller Foundation and Erasmus University Rotterdam
</b></font></p>
<p><font face="Gill Sans MT" size="2"><img moz-do-not-send="true"
alt="Consortium members during a national consultation workshop in Kathmandu (July 2008)"
src="http://mia.org.in/files/miv/january09_2/miv.files/nepal.jpg"
align="right" hspace="5" vspace="5" width="200"> The Rockefeller
Foundation has recently decided to provide funding to Erasmus
University Rotterdam / Erasmus MC (EUR/MC) in partnership with MIA and
other partners to introduce microinsurance to resource-poor communities
in Nepal.. <a moz-do-not-send="true"
href="http://tracking.nesox.com/tracking/?u=iddo@mia.org.in&msg=206A7A00.F1E5.4C76.BE99.30A518A3898A.0000.20090122.OYJZAAIKNIPPDBLT@mia.org.in&url=http://mia.org.in/files/miv/january09%5F2/miv%2Djanuary%2Dfull.htm%233"
target="_blank">Read More</a> </font></p>
<hr color="#800000">
<p><font color="#800000" face="Gill Sans MT" size="2"><b><a
moz-do-not-send="true" name="4"></a>New research on health insurance
and the quality of healthcare:</b></font></p>
<p><font face="Gill Sans MT" size="2"><img moz-do-not-send="true"
alt="An MIA field investigator at work. "
src="http://mia.org.in/files/miv/january09_2/miv.files/fai.jpg"
align="left" hspace="5" vspace="5" width="200"> While access to health
care has improved in many low income countries, the actual quality of
care remains low. MIA and the Financial Access Initiative (FAI) embark
on a new research project to explore whether insurance can be leveraged
to improve quality of healthcare. <a moz-do-not-send="true"
href="http://tracking.nesox.com/tracking/?u=iddo@mia.org.in&msg=206A7A00.F1E5.4C76.BE99.30A518A3898A.0000.20090122.OYJZAAIKNIPPDBLT@mia.org.in&url=http://mia.org.in/files/miv/january09%5F2/miv%2Djanuary%2Dfull.htm%234"
target="_blank">Read More</a> </font></p>
<hr color="#800000">
<p><font color="#800000" face="Gill Sans MT" size="2"><b><a
moz-do-not-send="true" name="5"></a>Simply Reinsurance: The MIA
conducts an international workshop on how reinsurance can help protect
micro insurance schemes:</b></font></p>
<p><font face="Gill Sans MT" size="2"><img moz-do-not-send="true"
alt="Prof. Dr. David Dror, Chairman MIA, address participants of the 2nd Reinsurance School"
src="http://mia.org.in/files/miv/january09_2/miv.files/reinsurance.jpg"
align="right" hspace="5" vspace="5" width="200"> Reinsurance is new to
the world of micro insurance. Most managers of micro insurance schemes
have never dealt with reinsurance, and consequently do not know from
experience what reinsurance can do for their micro insurance schemes,
and why/how this added degree of financial security is essential for
sustainable operations. <a moz-do-not-send="true"
href="http://tracking.nesox.com/tracking/?u=iddo@mia.org.in&msg=206A7A00.F1E5.4C76.BE99.30A518A3898A.0000.20090122.OYJZAAIKNIPPDBLT@mia.org.in&url=http://mia.org.in/files/miv/january09%5F2/miv%2Djanuary%2Dfull.htm%235"
target="_blank">Read More</a></font></p>
<hr color="#800000">
<p><font face="Gill Sans MT" size="2"><b><font color="#800000"><a
moz-do-not-send="true" name="6"></a>“May we Introduce…” Dr. Meenakshi
Gautham, WOTRO/MIA Post-doctoral Fellow.</font></b></font></p>
<p><font face="Gill Sans MT" size="2"><img moz-do-not-send="true"
alt="Dr. Meenakshi Gautham conducting a Key Informant Interview in Malkangiri, Orissa"
src="http://mia.org.in/files/miv/january09_2/miv.files/mg.jpg"
align="left" hspace="5" vspace="5" width="200"> In this Issue of
Voices we have the privilege and pleasure of bringing you insights from
Dr. Gautham, who speaks of the Baseline Survey methodology of
WOTRO/MIA, the differences in field locations, local heroes of health,
capacity building of local researchers and more. <a
moz-do-not-send="true"
href="http://tracking.nesox.com/tracking/?u=iddo@mia.org.in&msg=206A7A00.F1E5.4C76.BE99.30A518A3898A.0000.20090122.OYJZAAIKNIPPDBLT@mia.org.in&url=http://mia.org.in/files/miv/january09%5F2/miv%2Djanuary%2Dfull.htm%236"
target="_blank">Read More</a></font></p>
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